Compare OSHC & OVHC Health Insurance Plans in Australia

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We are committed to ensuring that individuals and families have access to high-quality healthcare services without compromising their financial security.

About OSHC and OVHC Health Insurance Plans

About Us

At FindBestPolicy, we are committed to ensuring that individuals and families have access to high-quality healthcare services without compromising their financial security. As a leading provider of health insurance, we strive to offer comprehensive coverage options that cater to the diverse needs of our customers.

Our Mission to Provide Affordable Health Insurance

Our Mission

Our mission is to empower individuals and families to take control of their healthcare by offering reliable and affordable health insurance solutions. We believe that everyone deserves access to quality medical care, and our goal is to provide peace of mind by offering coverage that meets their unique needs.

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Community Engagement

We are deeply rooted in the communities we serve and believe in giving back. We actively participate in community outreach programs, health fairs, and educational initiatives to promote overall well-being and raise awareness about the importance of health insurance.

OSHC and OVHC are health insurance plans available in Australia for international students and visitors.

OSHC

OSHC (Overseas Student Health Cover): OSHC is a mandatory health insurance requirement for international students studying in Australia on a student visa. It provides medical and hospital cover during their stay in Australia. OSHC covers services like doctor visits, hospital stays, prescription medications, and emergency ambulance services.

Frequently Asked Questions

What is OSHC?
OSHC (Overseas Student Health Cover) is a health insurance plan designed for international students studying in Australia. It covers the cost of medical treatment and helps students manage their healthcare expenses during their stay.
What is OVHC?
OVHC (Overseas Visitor Health Cover) is a health insurance plan for visitors to Australia, including tourists, business travelers, and individuals not covered by Medicare. It covers medical expenses during their stay in Australia.
Do I need OSHC if I am an international student in Australia?
Yes, OSHC is a requirement for international students studying in Australia. It is mandatory for visa holders to have OSHC for the duration of their studies to cover medical expenses.
Do I need OVHC if I am a visitor to Australia?
If you are an overseas visitor, having OVHC is highly recommended. It is not mandatory but provides peace of mind, covering unexpected medical costs during your stay.
What does OSHC cover?
OSHC typically covers medical expenses such as doctor visits, hospital stays, surgery, ambulance fees, and some prescription medications. The coverage may vary depending on the plan, so it’s essential to check your policy.
What does OVHC cover?
OVHC covers a wide range of medical expenses, including hospital visits, emergency treatment, doctor consultations, and medications. Similar to OSHC, the exact coverage depends on the policy you choose.
How can I purchase OSHC or OVHC?
You can purchase OSHC or OVHC through various insurance providers, either online or by visiting an insurance office. Many universities also offer guidance or partnerships with specific insurance companies.
How do I make a claim with OSHC or OVHC?
To make a claim, you typically need to submit your medical receipts or invoices to your insurance provider. Some providers also offer direct billing to healthcare services. Check your insurance provider's specific claims process for details.
Can I get OSHC or OVHC if I am already in Australia?
Yes, you can purchase OSHC or OVHC at any time during your stay in Australia. However, for OSHC, students must have coverage from the time they arrive in Australia, so it’s important to arrange it in advance if possible.
What happens if I don't have OSHC or OVHC?
If you don’t have OSHC or OVHC, you may be responsible for the full cost of any medical treatment you receive, which can be very expensive. For international students, not having OSHC may also impact your visa status.
Can I switch my OSHC provider?
Yes, you can switch OSHC providers during your studies in Australia. Make sure to inform your previous provider and your new insurer so there are no gaps in coverage.
What if I need to extend my OSHC or OVHC policy?
You can extend your OSHC or OVHC policy before it expires. Contact your insurance provider to discuss extension options or make changes to your plan.
How do I cancel my OSHC or OVHC?
To cancel your OSHC or OVHC, you need to contact your insurance provider. Ensure you meet their cancellation requirements and know about any potential refund policies.
Is OSHC or OVHC available to all visitors to Australia?
OSHC is available only to international students with an Australian student visa. OVHC is available to all other non-residents, including tourists, business visitors, and other travelers.